Introducing
Instant Claims
An industry-first innovation for claims processing.
Now enjoy instant access to your claim benefits,
paid out instantly once your request is received.

What is Instant Claims?

Introducing Instant Claims, an industry-first innovation for claims processing. No paperwork. No long waits. No delays. Just seamless payouts the moment your request is received. Payout is automatically processed and sent to your account instantly. Partial withdrawal made simple and faster!
Why choose Instant Claims?An industry’s first instant payout insurance solution to our customers. Here is how:
Step 1: Validate your Ghana card

To begin your instant claims process, simply enter your Ghana Card Number in the field provided. Click Verify Claims Card to confirm your identity and ensure your policy details are correctly linked.

Once verified, click Continue to proceed to the next step.

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Step 2: Validate your policy

To validate your policy as part of the instant claims process, simply enter your policy number in the field provided (e.g., OMEPX0000).

Click Validate Policy Number to confirm your policy details and ensure they are correctly registered in the system.

Once your policy is successfully validated, click Continue to proceed to the next step.

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Step 3: Confirm policy details

Once your policy number is validated, your policy details will be displayed for confirmation. Review your personal and policy information, including the policy type, insured name, contact number, premium, and claimable amount.

Ensure all the information is accurate, then click Continue to proceed to the next step.

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Step 4: Claim form

To complete your claims form, review the additional information displayed, including the claim type, claim ID, and expected amount.

Select your preferred payment method under Payment Option, in this case, Mobile Money. Next, choose your Purpose and enter the Amount you wish to withdraw. Then, select your Mobile Network and input your Mobile Number to receive the payout.

Once all fields are filled accurately, click Continue to proceed.

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Congratulations

Congratulations! Your claim has been successfully submitted and is being processed. A unique reference number will be displayed. Make sure to take note of it (e.g., 4007) for any future follow-ups.

You may be contacted via phone if additional information is required. For assistance, call the support line provided on the screen.

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NEED MORE INFO?Ready to learn more? WhatsApp us on 050 833 3537 request a call back and we'll contact you shortly.Want to know more about Instant Claims?The questions below would offer you more insights into this service

    Policyholders with eligible policies that permit partial withdrawals can utilize the Instant Claims service.

    The Instant Claims service is currently available only for Educator Policy and Special Investment Plan (SIP) policyholders. If you hold one of these policies and meet the partial withdrawal criteria, you can use the Instant Claims platform for fast and secure payouts.

    Payments can be made through:

    • Mobile Money (MTN, Vodafone, AirtelTigo)

    You'll need to provide:

    • Your Ghana Card Number.
    • Policy details (such as Policy Number).
    • Preferred payment method (Mobile Money).

    Yes, the Instant Claims service is specifically for partial withdrawals of GH₵3,000 and below. For claims exceeding this amount, please use our standard claim or contact us directly on 030 7000 600 or visit one of our branches.

    If you face any challenges:

    • Call the Old Mutual Ghana Call Centre at 0307 000 600.
    • WhatsApp us at 0508 333 537.

    Yes, a 2% processing fee is charged on the amount being claimed. This fee is automatically deducted from the payout during the claims process.